> The AC unit in our house is probably 20 years old and it is weak both
> in cooling and in blower volume.
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>
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Nope, not enough info.
By law, you cannot obtain a newly manufactured AC unit with less than a
13 SEER rating. Some manufacturers still have older inventory on hand
of 10-12 SEER units.
A new 13 SEER AC plus natural gas furnace 3 tons will cost about $7,000
(give or take a couple of thousand depending on who you buy from)
You may get local recommendations for a split system, with one unit
handling the upstairs only, the other unit for downstairs only. Really
and truly, only a local HVAC contractor can tell you how much of an AC
system you need for your local conditions, the age of your house, and
the number of people in it. It costs you NOTHING to get a contractor to
come in and work up an estimate for you.
DIY can cut this in half, BUT you need a license to obtain and use the
equipment used to purge and charge the refrigerant
You did not mention the furnace, but if it has not been replaced in 20
years, it is also time to consider a replacement furnace.